Putting the ‘Fun’ in ‘Funds’

You can use PyraMax Bank recreational vehicles loans to buy a new boat, trailer, motorcycle, jet skis, campers, RVs and more!

The down payment amount and loan term will vary depending on your credit score and the type of vehicle you’re interested in purchasing. There are no closing costs associated with this loan.

  • Term: up to 5 years
  • Loan limits: 90% of the Kelley Blue Book (KBB) value
  • Payments: monthly
  • Automatic payments: available
  • Title: DMV, DNR or UCC documentation will be provided on vehicles purchased from a dealer; same documentation must be presented and signed by seller for private purchases

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Recreational Vehicle Loan Rates

Recreational vehicle rates table
Loan Type Model Year Loan Term APR* PMT / 1,000
Motorcycle New 24 - 48 months 4.25% - 4.50% $43.54 - $22.80
Motorcycle Up to 4 Years Old 24 - 48 months 4.35% - 4.50% $43.58 - $22.80
Motorhomes, Boats, Trailers New 36 - 60 months 6.00% - 7.00% $30.42 - $19.80
Motorhomes, Boats, Trailers Up to 5 Years Old 36 - 60 months 6.50% - 7.50% $30.65 - $20.04
Jet Skis, Snowmobiles New 36 - 60 months 6.00% - 7.00% $30.42 - $19.80
Jet Skis, Snowmobiles Up to 5 Years Old 36 - 60 months 6.50% - 7.50% $30.65 - $20.04
Campers New 36 - 60 months 6.00% - 7.00% $30.42 - $19.80
Campers Up to  36 - 60 months 6.50% - 7.50% $30.65 - $20.04

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What You Will Need for an RV Loan

  • Most recent W-2s
  • Most recent paystub
  • Copy of driver’s license or ID
  • Last two years of tax returns (if self-employed or own rental property)
  • Current awards letter from Social Security (if applicable)
  • Proof of pension or retirement income (if applicable)
  • 1099 forms (if applicable)
  • Collateral insurance agent name and phone number