Please note, the bank will NEVER call or text you for any of your personal banking information. If you receive a call or text, please call your local branch immediately.
Checking Accounts
PyraMax Bank offers personal checking accounts centered on your convenience. With a variety of checking options available, pick a plan that is unique to your lifestyle and checking activity.
Comparing Checking Accounts
| Simply Cash Back Checking Account | HERO Checking Account | Senior Checking Account | |
|---|---|---|---|
| Qualifications | For anyone who wants to earn cash with purchases | For active and retired military, police, firefighters, paramedics, doctors, nurses and teachers | For anyone 55 or older who is looking for a no-frills checking account |
| Minimum Opening Deposit | $25 | $25 | $25 |
| How to Avoid a Monthly Maintenance Service Charge | $0 | Monthly direct deposit of $250 or more |
Monthly direct deposit during the statement cycle Maintain $250 or greater in combined deposit balances |
| Monthly Maintenance Service Charge | *$0 | *$15 | *$5 |
| Interest Bearing |  |
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| Online Banking & Online Bill Pay | |
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| Mobile Banking & Mobile Bill Pay | |
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| Estatements | |
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| uChoose Rewards | |
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| ATM/Debit Card | |
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| Learn More | Simply Cash Back Checking Account | HERO Checking Account | Senior Checking Account |
| MaxRewards Checking Account | MaxInterest Checking Account | Representative Checking Account | |
|---|---|---|---|
| Qualifications | For conscientious savers who want to earn a tiered interest rate | For strategic savers who want to earn the highest interest rate offered for a PyraMax checking account | For court-appointed personal representatives for an estate or representative payees named by the Social Security Administration |
| Minimum Opening Deposit | $25 | $25 | $0 |
| How to Avoid a Monthly Maintenance Service Charge | Maintain $10,000 or greater in combined PyraMax Bank personal deposit and/or loan balances | Monthly direct deposit of $250 or more | $0 |
| Monthly Maintenance Service Charge | *$5 | *$15 | $0 |
| Interest Bearing | |
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| Online Banking & Online Bill Pay | |
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| Mobile Banking & Mobile Bill Pay | |
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| Estatements | |
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| uChoose Rewards | |
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| ATM/Debit Card | |
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| Learn More | MaxRewards Checking Account | MaxInterest Checking Account | Representative Checking Account |
uChoose Rewards
uChoose Rewards is a rewards program where you earn points just for using your PyraMax Bank debit card. You can redeem the points for anything you choose from a huge online rewards catalog, including event tickets, airline tickets, gift cards, electronics and even cash!
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Checking Accounts FAQ
What is a third-party check?
A third-party check is a one made payable to an individual who then signed it over to another individual. Many banks do not accept third-party checks, including PyraMax Bank. A third-party check may not be payable at the bank that it was drawn off of, therefore causing unnecessary returned item fees for our clients.
How long will my check be held?
PyraMax Bank is same day availability. Check holds may be placed on a case-by-case basis.
What do I need to do to place a stop payment on a check?
You can place a stop payment on your personal account online by logging into online banking. Choose “account services” under the Customer Service tab. You can also contact your local bank branch for assistance. Placing a stop payment is simple, but a fee may apply.
Why did my checking account close?
Accounts that fall to a zero balance may close automatically. Please leave at least $0.01 in your account to keep it open. If your account does close automatically and you need assistance to reopen it, please contact your local bank branch.
Is there a fee for a bank check or money order?
Yes, there is a cost to purchase both a bank check and a money order. Please see your account disclosures for information or contact your local branch.
How old do I have to be to open a checking account?
An individual must be 18 years old to open a checking account as a sole owner of the account. Exceptions may be made for individuals age 16 or 17, provided that the account is held jointly with an adult over the age of 18.