Fixed Rates & Flexibility
PyraMax Bank’s fixed-rate home equity loans are commonly used for home remodeling, for repairs, or as a convenient way to consolidate debt, credit cards, auto loans, student loans and more.
Bundle all your payments into one easy payment. There are multiple term options to fit your needs. Featuring low closing costs, no annual fees and competitive interest rates, this loan is a great option for most borrowers.
For more information, please consult one of our mortgage lenders .
Qualifying Payments based on a balance of $99,999.00
Comparison Table of Home Equity Fixed Rates - LTV Term (Up To) LTV 60 Months 80% or less 84 Months 80% or less 120 Months 80% or less 60 Months 81% to 85% 84 Months 81% to 85% 120 Months 81% to 85%
Comparison Table of Home Equity Fixed Rates - APR* (As Low As) Term (Up To) APR* (As Low As) 60 Months 9.00% 84 Months 9.50% 120 Months 9.75% 60 Months 9.25% 84 Months 9.75% 120 Months 10.00%
Comparison Table of Home Equity Fixed Rates - Estimated Monthly Payment** Term (Up To) Estimated Monthly Payment** 60 Months
$2,027.62
84 Months $1,583.63 120 Months $1,253.25 60 Months $2,039.60 84 Months $1,596.23 120 Months $1,266.75
Comparison Table of Home Equity Fixed Rates
Term (Up To)
LTV
APR* (As Low As)
Estimated Monthly Payment**
60 Months
80% or less
9.00%
$2,027.62
84 Months
80% or less
9.50%
$1,583.63
120 Months
80% or less
9.75%
$1,253.25
60 Months
81% to 85%
9.25%
$2,039.60
84 Months
81% to 85%
9.75%
$1,596.23
120 Months
81% to 85%
10.00%
$1,266.75
Typical closing costs range from ($300.00 to $350.00). Appraisal fee and title insurance fee, if required, is an additional charge. The charge for an appraisal ranges from ($0.00 to $500.00), and title insurance fee ranges from ($400.00 to $500.00).
* Your Annual Percentage Rate (APR) may vary based upon your creditworthiness and loan-to-value (LTV).
** Monthly payment is based on loan amount of ($99,999.00) for term, rate, and LTV shown. (Excludes closing costs and other fees).
Full hazard insurance is required.
Rates accurate as of 09/05/2024.
Loan Calculator
Loan Term 0 months (0 years) 12 months (1 year) 24 months (2 years) 30 months (2.5 years) 36 months (3 years) 42 months (3.5 years) 48 months (4 years) 54 months (4.5 years) 60 months (5 years) 72 months (6 years) 84 months (7 years) 120 months (10 years) 180 months (15 years) 240 months (20 years) 300 months (25 years) 360 months (30 years)
Estimated Results If you borrow $0.00 at 0% interest for 0 months, your estimated monthly payments and total interest will be:
Monthly Payment: $0.00
Total Interest Paid: $0.00
