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MaxRewards Checking

A MaxRewards Checking account is perfect for conscientious savers who want to earn a tiered interest rate while protecting themselves against fraud. With three different reward tiers, we can customize your account to your activity and relationship.

  Minimum Balance Monthly Fee Requirements to Avoid Maintenance Fees Benefits
Basic Tier None $5.00 The Maintenance Fee will be assessed in the Basic Tier. The benefits listed below, and earn a tiered interest rate.
Premium Tier $10,000 in combined PyraMax Bank deposit and/or loan balances None Complete three of the requirements listed below* The benefits listed below, and earn a tiered interest rate.
Maximum Tier $25,000 in combined PyraMax Bank deposit and loan balances None Complete three of the requirements listed below* The benefits listed below, earn a tiered interest rate, and receive an extra .05% on your PyraMax Bank Savings and CD accounts.

*Complete three of the following during each evaluation cycle: receive a monthly direct deposit of $100 or greater, Enroll in e-statements, Maintain a $500 minimum balance in this account, Maintain a $1,000 minimum balance in combined PyraMax bank deposits, Perform 7 check card transactions, Perform one online bill payment transaction.



All PyraMax Bank checking accounts offer the following:

  • Mobile Banking
  • Mobile Bill Payment
  • Mobile Deposit (if qualified)
  • Online Banking
  • Online Bill Payment (Free with 1 bill payment per month, otherwise $5/month)
  • Professional Retirement Planning
  • No Fee PyraMax ATM Transactions
  • No Third Party In-Network ATM Fees
  • e-statements via Online Banking
  • ID and Fraud Protection Services (Free with MaxRewards and MaxEquity , otherwise $5/month)


uChoose Rewards

uChoose Rewards is a rewards program where you earn points for using your PyraMax Bank Consumer Debit Card beginning with 467603.  You can redeem the points for anything of your choice from a huge online rewards catalog including event tickets, airline tickets, gift cards, electronics and more.  You can earn 1 point for every $2 spent anywhere your card is accepted.  You can also earn additional points by shopping at participating retailers.

If you have a PyraMax Bank Consumer Debit Card, you’ve already been enrolled in the program!  Simply go to and register.  You’ll be able to view the points you’ve already earned, take a look at some of the fabulous rewards and learn more about the program.


Visit uChooseRewards



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