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Money Market

Maximizing your savings.

Both the Maximizer and Platinum Money Market accounts offer convenience and flexibility, but have higher balance interest rate tiers to accommodate larger balances. The accounts allow you to manage your money today while investing for the future. Our money market accounts earn a competitive tiered rate of interest that is paid monthly. Online Banking is available at no charge and can be used to view your monthly e-statements. Paper statements are also available. Deposits and withdrawals* are allowed anytime. Check writing capability is available and the account can also be linked to your PyraMax checking account for Overdraft Protection*.

 

New! Platinum Money Market - 2.25% APY*

 

Click Here to Open An Account Online

 

 

Platinum Money Market              
Minimum Opening Balance $50,000
Service Fee $25
Minimum Balance to Avoid Service Fees $50,000
Tiered Interest Rate Yes
Interest Payment Frequency Monthly
Statement Frequency Monthly
Deposits Allowed Anytime
Withdrawals Allowed Anytime
Available for Overdraft Protection Yes
Online Banking Yes
ATM Card Available No

*Variable rate tiered Annual Percentage Yield (APY) is subject to change without notice at the Bank’s discretion.  Variable APY effective as of 3/27/19 is .10 APY on balances under $50,000, and 2.25 APY on balances of $50,000 or greater.  Requires minimum opening deposit of $50,000.  Account must be opened with funds that have not been on deposit with PyraMax Bank within the last 30 calendar days.  A monthly minimum balance fee of $25.00 will be assessed if the balance on any day of the month falls below $50,000.  This service fee could reduce your earnings. Offer is subject to change at any time without notice.

 

Maximizer Money Market  
Minimum Opening Balance $2,500
Service Fee

$10 Monthly

Minimum Balance to Avoid Service Fees

$2,500

Tiered Interest Rate Yes
Interest Payment Frequency Monthly
Statement Frequency Monthly
Deposits Allowed Anytime
Withdrawals Allowed Anytime‡
Available for Overdraft Protection Yes
Online Banking Yes
ATM Card Available No
 

‡Federal Regulation D limits the number of “convenient” transfer and withdrawal transaction types on your Savings and/or Money Market account to 6 per month. “Convenient” transfers include pre-authorized transactions or scheduled withdrawals, transactions by phone or fax, online and mobile banking transactions, transactions by debit card or check, automatic overdraft transactions, and other transactions that are payable to a third party.

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