meChecking - Checking That Rocks.
FREE concert tickets or iTunes downloads just for signing up!
Check out all the Rockin’ features of this new account. pyramaxmechecking.com
| OPTIMUM CHECKING | meCHECKING | TRADITIONAL CHECKING | INTEREST CHECKING | MAXIMUM CHECKING | |
|---|---|---|---|---|---|
| UNLIMITED CHECKING | Yes | Yes | Yes | Yes | Yes |
| MINIMUM OPENING BALANCE | $25 | $25 | $25 | $25 | $25 |
| MONTHLY FEE | $5* | $0 | $0 | $10 | $25 |
| MINIMUM BALANCE TO AVOID MONTHLY FEES | N/A | N/A | N/A | $500 Monthly Balance in Checking or $1,000 in Savings | $25,000 on Deposit or Outstanding Loan Balances |
| INTEREST PAID | No | No | No | Yes - Variable | Yes - Variable, Tiered |
| CHECK IMAGES | $2 per month | N/A | $2 per month | $2 per month | Included |
| FREE DEBIT CARD | Yes | Yes | Yes | Yes | Yes |
| FREE CHECKS | Yes (one box per order) | No | No | No | Yes (one box per order) |
| FREE ONLINE BANKING | Yes | Yes | Yes | Yes | Yes |
| BILL PAY | Free if used at least once per month, otherwise $5 | Free if used at least once per month, otherwise $5 | Free if used at least once per month, otherwise $5 | Free if used at least once per month, otherwise $5 | Free if used at least once per month, otherwise $5 |
| FREE TO USE ANOTHER BANK'S ATM | 2 Free per month than $1 per withdrawal | 4 Free per month than $1 per withdrawal | $1 per withdrawal | $1 per withdrawal | Free |
| REWARDS PROGRAM | N/A | iTunes Download Credit | Checkcard Rewards | Client & Checkcard Rewards | Checkcard Rewards |
| SECURITY BENEFITS INCLUDING TRAVEL ACCIDENT INSURANCE, EMERGENCY TRAVEL & ROADSIDE ASSISTANCE |
Included | Available with Bonus Benefits | Available with Bonus Benefits | Available with Bonus Benefits | Available with Bonus Benefits |
| ID PROTECTALL INCLUDING PAYMENT CARD & PERSONAL IDENTITY PROTECTION, IDENTITY GUARD™ & IDENTITY RECOVERY & RESTORATION | Included | Included | Included | Included | Included |
| ADDITIONAL BENEFITS SUCH AS DINING AND SHOPPING DISCOUNTS, TRAVEL, HOTEL AND RECREATION DISCOUNTS |
Included | Available with Bonus Benefits | Available with Bonus Benefits | Available with Bonus Benefits | Available with Bonus Benefits |
| HEALTH SAVINGS | Included | No | No | No | No |
* $4 monthly fee if account has e-statement
With an Optimum Checking account, you’ll receive a special membership card with your personal number. Carry it with you at all times. Once you sign up, your membership card will allow you to access your benefits 24 hours a day, 7 days a week.
Bonus Benefits
A package of additional security benefits available to our Free Checking, Interest Checking and Senior Checking customers for just $5 per month.
These benefits include:
- $5,000 Travel Accidental Death Insurance
- Local and National Dining Savings
- Local and Online Shopping and Services Discounts
- Travel, Hotel and Recreation Discounts
- Emergency Travel and Roadside Assistance Services
For more details, visit a PyraMax Bank Branch near you!
Checkcard Rewards Program
FREE Money...just for using your PyraMax Bank Check Card.
- If you have a checking account balance under $1,000 you will receive $.05 for every signature transaction you make.
- If you have a checking account balance over $1,000 you will receive $.10 for every signature transaction you make.
- In addition, you will also receive $1.00 for every 10 signature transactions.
Not valid with meChecking. Checkcard Reward Program applies to signature based checkcard transactions only. Rewards will be based on your checking account’s low balance cycle to date. Balances between $ 0 -$999 will receive $ .05 for every qualified transaction. Balances $1,000 or greater earn $ .10 per transaction. Additional $1.00 reward for every 10 qualified transactions. Rewards earned will be credited on monthly statement. Client Rewards do not apply to accounts that have been overdrawn at any time during the monthly cycle. Returns or disputed transactions may reduce reward earnings. Applicable taxes on earnings are the responsibility of the account holder. Program will be effective starting 11/21/2007. Program may be discontinued at any time without notice.
Client Rewards Program
The Client Rewards Program increases the interest rate on your regular savings and checking accounts. The amount of the increase is based upon the amount of years you have had the account open with Pyramax Bank. Each of the accounts will receive an additional basis point for each year the account has been open once you have reached the two year mark. For example if you have had a Preferred IMMA Account with PyraMax Bank for the past 5 years, your current interest rate is 1.50% Annual Percentage Yield (APY). It will be increased to 1.55% APY with the Client Rewards Program.
Also any new regular savings or checking accounts you open will qualify for the rewards program after they have been open for two years.
- Accounts that qualify for Client Rewards are NOW Checking, Regular Savings, Passbook
Savings, Moola Moose, Supreme Statement Savings, and the Preferred IMMA Account. - Each account identified above will receive one additional basis point for the number of
years the account has been established. A minimum increase of 5 basis points will be given
to all eligible accounts that have been established between two and five years. - Interest rate adjustments will be reviewed annually in August.
- You will see the increased interest rate on the first quarterly or monthly statement you
receive after the annual rate adjustment in August. - It is Easy and Automatic. No sign up or participation is required. You are rewarded for
having your account with PyraMax Bank.
Lost or Stolen Debit/ATM Card
If your PyraMax Bank Debit/ATM card has been lost or stolen please immediately call the Bank at 414-421-8200 during business hours. To report your card lost or stolen after business hours please call our card center at 1-800-236-2442.
